An approach to assessing regulatory capital for operational risk that bases the capital charge upon a fixed percentage of an indicator (gross income) of operational risk exposure, where the percentage differs across business lines is the:
　　A. Basic indicator approach.
　　B. Internal rneasurement approach.
　　C. Loss distribution approach.
　　D. Standardized approach
　　Answer:D
　　The standardized approach to measuring operational risk allows banks to divide activities along standardized business lines. The percentages of gross income differ across business lines in the standardized approach.