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　　This Terms and Conditions Agreement for e－Learning Candidates （terms and conditions）applies to all Society of Actuaries （SOA） e－Learning accessed and/or delivered on the SOA e－Learning system． This includes， but is not limited to， the Fundamentals of Actuarial Practice（FAP） course， FSA modules， the Decision Making and Communication （DMAC） module and any associated exercises and assessments．
　　高顿网校之名人信念：成功大易，而获实丰于斯所期，浅人喜焉，而深识者方以为吊。 —— 梁启超