D is corrent. A mortgage is an interest in real property used to secure payment for a loan. A mortgage must be delivered to the mortgagee to secure the obligation due to the mortgagee.
A is incorrect. The mortgagee is not required to acknowledge the mortgage although the mortgage must be in writing and signed by the mortgagor, the party to be charged.
B is incorrect. There is no legal requirement that the mortgage contain the amount of indebtedness and the rate of interest payable thereon; however, these are included in most mortgages.
C is incorrect. It is not required that the mortgage state the consideration given for the mortgage.
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