题目解释: 对于一项可确定的风险,它所带来的损失是什么?

考点:损失的定义        关键词:  given risk

解题思路,重要理解给定风险的影响, 有了给定风险,管理层对风险带来的损失也已经有了判断

An expected loss is not the amount expected to be lost every year to a given risk.
The amount that management thinks could be lost to the risk in a very bad year is the maximum probable loss.
An amount that management expects to be lost per year on average over a period of several years is the definition of expected loss . The expected loss to a given risk can be calculated as a weighted average of the possible losses to that risk, weighted according to their probabilities of occurring.
If management knows without a doubt that a loss will occur, there is no risk involved.