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With respect to inefficient behaviors that can lead to suboptimal loan recovery rates, the condition known as “lazy banking” can lead to: A. lower recovery rates, and it is the result of senior debtholders’ control. B. higher recovery rates, and it is the result of senior debtholders’ control. C. lower recovery rates, and it is the result of subordinate debtholders’ control. D. higher recovery rates, and it is the result of subordinate debtholders’ control. |