Choice "B" is correct. As will be explained below, the bank's actions do not appear to violate any of the Acts listed in choices "d", "a" or "c".Choice "d" is incorrect. The Securities Exchange Act of 1934 regulates many aspects of securities after they are issued but does not apply to the bank's collection activities here because it does not appear that the bank was involved in the sale of the securities beyond making the loan to Debbie.Choice "a" is incorrect. The Fair Debt Collection Practices Act prohibits debt collection agencies from conducting such activities with respect to consumer debts, but the Act does not apply to a creditor attempting to collect its own debts.Choice "c" is incorrect. The Clayton Act is applicable to antitrust matters in business, not to collection activities.