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Answer (B) is correct . A debtor files a bankruptcy petition to obtain relief from creditors’ collection efforts. Creditors may file to ensure an equitable division of the debtor’s estate, an outcome that may not be reached if creditors are allowed to continue their individual collection activities. Thus, the order for relief stays those activities.

Answer (A) is incorrect because The court usually appoints a temporary trustee, and the creditors usually elect a permanent trustee.
Answer (C) is incorrect because The trustee, not the judge, administers the estate.
Answer (D) is incorrect because The creditors vote on a plan of reorganization under Chapter 11.