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An investor who lives in a country with a flat tax regime is trying to decide whether to open a tax-deferred account or a tax-exempt account for retirement savings. The investor would: A. choose a tax exempt account over a tax-deferred account if the investor thought her income would be lower after retirement. B. be indifferent between the two accounts as long as the flat tax rate does not change. C. choose a tax exempt account over a tax-deferred account if the investor thought her income would be higher after retirement. |