The addition rule for probabilities is used to determine the probability of at least one event among two or more events occurring, in this case a car being red or having a radio. To use the addition rule, the probabilities of each individual event are added together, and, if the events are not mutually exclusive, the joint probability of both events occurring at the same time is subtracted out: P(red or radio) = P(red) + P(radio) − P(red and radio) = 0.40 + 0.76 − 0.28 = 0.88 or 88%.