Under Chapter 7 of the federal Bankruptcy Code, what effect does a bankruptcy discharge have on a judgment creditor when there is no bankruptcy estate?
a.
The debtor is required to pay a liquidated amount to vacate the judgment.
b.
The judgment creditor's claim is nondischargeable.
c.
The debtor is relieved of any personal liability to the judgment creditor.
d.
The judgment creditor retains a statutory lien against the debtor.
Choice "C" is correct. Under Chapter 7, a discharge discharges most debts of a debtor, whether or not there is a bankruptcy estate from which to pay the debts. Choices "b", "d", and "a" are incorrect, per the above.
