A is corrent because the UCC rules concerning risk of loss only apply if the parties have not allocated risk of loss in their contract.
B is incorrect because shipping terms used and insurance coverage of the parties would not be relevant in allocating risk of loss if the parties had manifested their intent in the contract.
C is incorrect because the fact that title of the goods has passed to the buyer does not mean that risk of loss has also passed, and vice versa. The UCC allocates risk of loss irrespective of title. One party may have title to the goods, while the other party has risk of loss.
D is incorrect because shipping terms used and insurance coverage of the parties would not be relevant in allocating risk of loss if the parties had manifested their intent in the contract.
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